Mortgage Rates 2025 Ontario. 2025 ontario mortgage rate forecast: Which should you choose in 2025?

Based on a recent survey, 40% of prospective buyers would find a home purchase feasible if rates were below 6%, and 32% would feel the same if rates fell below 5%. As canada’s inflation shows signs of easing, inching closer to the bank of canada’s target of 2%, the market is abuzz with expectations that the central bank will cut its policy interest rate in the second half of 2025.